Medicare Advantage Plans are Medicare Plans offered through Private Insurance Companies. These Plans are designed to Cover everything Original Medicare covers, and may offer additional benefits like some Dental Coverage, Gym Memberships, Transportation to Doctors Appointments, Etc.
Original Medicare Part B has an 80/20 co-pay with out a cap on how much money you will be require to pay; One Of the Best Reasons to Get a Medicare Advantage Plan is it Caps the Maximum Out of Pocket Expenses you could Pay. Some Plans Even Have a $0.00/mo Premium
Medicare Supplements were designed to enhance the Benefits of Original Medicare. One of the main points to remember when considering a Medigap policy is the plans are standardized by Medicare, meaning a Plan "G" offer from one company is exactly the same as the Plan "G" by any other company. The Only Aspect of these Plans not regulated by the Government is the Amount a Company Can Charge for their plans, which creates an enormous opportunity to anyone with a medigap plan.
When You get a consultation from the Michigan Medicare Agency we will compare the plans that fit your needs and are available in your area to find you the best plan at the most affordable rates.
Our life insurance portfolio is robust and designed to meet a wide range of needs. We offer a selection of Whole Life, Term, Universal Life and Graded Benefits Plans from the industry’s most trusted carriers.
We help seniors shop smart. We believe life insurance is important at any age, we can help our clients protect against the high costs of funeral and burial expenses … and perhaps even leave a caring legacy for those left behind.
Research shows that more than half of people turning 65 will have the need for long-term care. If you are unaware of the costs associated with extended care options, we can help.
Here at The Michigan Medicare Agency we have access to a broad range of solutions to pay costs that Medicare won’t cover, and we can provide protection against those future expenses any of us could face. Plus, we now offer new hybrid plans that cover both life insurance and long-term care.
Having a steady, safe stream of income that can’t be outlived is a key goal for many seniors. Our extensive selection of fixed and fixed index annuities can help you achieve just that.
Annuities are a popular and effective choice to both increase and protect savings, but it’s important you first receive solid guidance before adding an annuity to your specific retirement strategy.
We are passionate about helping our clients prepare for a comfortable and secure retirement. Because your future is too important to be left to chance, our agents can help you create a strategy that is manageable, realistic and beneficial in the long run.
It is never too late to begin planning for a successful retirement. We can help you get the most from your assets now and in the years ahead.
As you age, the need for dental, vision and critical care coverage becomes even more important. As Medicare’s coverage of those needs is limited, we offer a range of solutions that address dental and vision care as well as critical issues such as hospitalization, disability, cancer, stroke and heart attack. We can help you get ahead of the uncomfortable prospect of high medical bills.